Mastering Market Volatility, Longevity, and Tax Optimization With Reverse Mortgages

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In this one-hour course, financial professionals will delve into advanced strategies for enhancing retirement efficiencies by incorporating reverse mortgages (RMs). Led by two industry titans—Don Graves, a seasoned 25-year veteran educator/practitioner (“The Surgeon”), and Dr. Wade Pfau, a renowned retirement income researcher (“The Scientist”) —they will dissect data indicating that simple adjustments early in retirement using an RM line of credit can significantly enhance retirement outcomes.

Participants will uncover little known techniques for using housing wealth to manage market volatility, mitigate longevity risk, and optimize tax efficiency, all while ensuring compliance with regulatory requirements. This immersive learning experience is designed to equip attendees with the knowledge and tools necessary to elevate their practice and deliver exceptional value to their clients within today’s intricate financial landscape.

​Learning Objectives

Upon successful completion of this learning activity, you will confidently be able to:​

• Gain a comprehensive understanding of the evolving retirement income landscape, recognizing the significant challenges it poses for today’s mass affluent savers, particularly in terms of plan survivability.
• Acquire the skills necessary to analyze and interpret client data, enabling them to identify specific scenarios where the utilization of reverse mortgages can enhance retirement outcomes.
• Develop a deep understanding of how to effectively integrate reverse mortgages into retirement planning, utilizing advanced techniques to address market volatility, longevity risk, and tax optimization.

Presenters

Don Graves, RICP^®, CLTC^®, CSA^®, Certified Senior Advisor

Wade D. Pfau, PhD, CFA, RICP^®

CFP^® CE Credit

This content is eligible for one hour of CFP^® continuing education (CE) credit.

If you hold the CFP^® mark and would like to receive CFP Board CE credit for this content, please ensure your CFP^® ID number is entered here.

The College’s Professional Recertification Program (PRP)

This content is eligible for one hour of PRP continuing education credit.

To begin, click on the button below. As you move through the content, make sure to mark each page complete by clicking on the appropriate button, and then click Next Lesson at the bottom of each page. Once you complete the entire activity, the progress bar will show 100%.

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