New Uses of Life Insurance in Retirement Planning

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This session, which was filmed at Horizons 2025, offers a deep dive into current uses of life insurance in retirement planning, including as a retirement income tool, a risk minimization strategy for retired couples, an offsetting strategy with income annuities, and as a tax-efficient legacy technique for families with excess qualified plan balances. This session also considers how life insurance aligns with recent and prospective changes to tax law, as well as the SECURE Acts.

​Learning Objectives

Upon successful completion of this learning activity, you will confidently be able to:​

• Discuss how life insurance has become a key planning tool for retirement planning, including retirement income and legacy issues.
• Review that new pricing and distribution of policies that is occurring because of statutory and regulatory changes – a balanced assessment of the current status of life insurance.
• Present specific examples of life insurance uses in retirement planning for individuals and couples.
• Discuss how life insurance fits into the overall retirement portfolio

Presenter

Steve Parrish, JD, RICP®, CLU®, ChFC®, AEP®

Andrew Weber CFP, CLU, AEP, RICP, WMCP

Peter K. Richardson

CFP^® CE Credit

This content is eligible for one hour of CFP^® continuing education (CE) credit.

If you hold the CFP^® mark and would like to receive CFP Board CE credit for this content, please ensure your CFP^® ID number is entered here.

The College’s Professional Recertification Program (PRP)

This content is eligible for one hour of PRP continuing education credit.

To begin, click on the button below. As you move through the content, make sure to mark each page complete by clicking on the appropriate button, and then click Next Lesson at the bottom of each page. Once you complete the entire activity, the progress bar will show 100%.

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