Maximizing Retirement Success: Beyond Assets and Liabilities

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The session is designed to equip financial advisors with advanced strategies for managing retirement asset distributions, with a special focus on clients who are pre-retirees or retirees. Dr. Chien will delve into the often-overlooked aspects of liabilities and home equity, challenging the traditional portfolio-centric view and advocating for a comprehensive view in retirement balance sheets. Dr. Chien’s research reveals correlations between scaling factors and asset-to-net worth ratios, emphasizing the strategic use of reverse mortgages (RMs) to enhance retirement outcomes.

Reference: https://www.degruyter.com/document/doi/10.1515/9783110727692-023/html

​Learning Objectives

Upon successful completion of this learning activity, you will confidently be able to:​

• The critical correlations between scaling factors, financial assets, and home equity in retirement planning.
• The application of the retirement balance sheet for crafting tailored decumulation strategies.
• The judicious use of reverse mortgages bolsters retirement spending and success rates.

Presenter

Chia-Li Chien, PhD, CFP®, PMP®, CPBC

CFP^® CE Credit

This content is eligible for one hour of CFP^® continuing education (CE) credit.

If you hold the CFP^® mark and would like to receive CFP Board CE credit for this content, please ensure your CFP^® ID number is entered here.

The College’s Professional Recertification Program (PRP)

This content is eligible for one hour of PRP continuing education credit.

To begin, click on the button below. As you move through the content, make sure to mark each page complete by clicking on the appropriate button, and then click Next Lesson at the bottom of each page. Once you complete the entire activity, the progress bar will show 100%.

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