It’s Good to Have Options: Introducing RILAs

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Recent market volatility has left many investors considering new ways to invest. One new strategy gaining interest is Registered Indexed-Linked Annuities (RILAs), which are also referred to investment variable annuities or buffered annuities. These products allow investors to capture market upside while limiting potential losses. This presentation explores the potential benefits and risks of these products, both individually and within a total portfolio framework, and provides context around where they could be a good fit for investors.

​Learning Objectives

Upon successful completion of this learning activity, you will confidently be able to:​

• Understand how Registered Index-Linked Annuities (RILAs) work and how they are constructed, with a particular focus on financial options
• Understand the role they can play as part of a portfolio
• Overview a general framework for the equity-like risk of strategies that employ buffers and floors.

Presenter

David Blanchett, PhD, MSFS, CFA, CLU^®, ChFC^®, CFP^®

Bonus Content

CFP^® CE Credit

This content is eligible for one hour of CFP^® continuing education (CE) credit.

If you hold the CFP^® mark and would like to receive CFP Board CE credit for this content, please ensure your CFP^® ID number is entered here.

The College’s Professional Recertification Program (PRP)

This content is eligible for one hour of PRP continuing education credit.

To begin, click on the button below. As you move through the content, make sure to mark each page complete by clicking on the appropriate button, and then click Next Lesson at the bottom of each page. Once you complete the entire activity, the progress bar will show 100%.

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